Cookies are small text files that are placed on your device when you visit a website, downloaded to your computer or mobile device, and allow a site to recognize your device. Cookies store information about the user’s visit, including content viewed, language preferences, the time and duration of each visit.

Cookies may store information such as language preferences, session information, device type, browser type, pages visited, approximate time of visit and cookie preferences.

Cookies managed only by Skenderpay are called “first-party cookies,” whereas those from third parties are called “third-party cookies.”

Cookies are a useful mechanism that serve various purposes, such as ensuring the website is secure and reliable, facilitating navigation between pages, remembering your preferences, enhancing the user experience, and improving the website and its services.

We may use cookies to:

• ensure that our website and services function properly,
• detect and prevent fraudulent activities, bots, spam, or abuse on our website,
• understand, on an aggregated or pseudonymised basis, how visitors use and engage with our website,
• analyze and improve our services.

Similar technologies may include pixels, tags, scripts, local storage, session storage, software development kits and device identifiers that perform similar functions to cookies.

You can reject non-essential cookies through our cookie banner or manage your preferences through the Cookie Settings tool. You can also block or delete cookies through your browser settings. Blocking strictly necessary cookies may affect the operation of the website.

The cookies used on Skenderpay sites have been categorized as per the table above. However, it is important to note that not all cookies may be used in all jurisdictions or websites. We are currently reviewing and improving our use of cookies and related technologies to enhance transparency and compliance. Some cookies may not yet be fully categorized, and we are working to ensure they are appropriately classified and managed.

Strictly Necessary cookies

These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions that amount to a request for services, such as setting your privacy preferences, logging in, or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not work. These cookies do not store any personally identifiable information.

Performance cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited our site and will not be able to monitor its performance.

The length of time a cookie remains on your device depends on its purpose. Session cookies will only stay on your device as long as your browser is open and will be deleted when you close it. Some cookies used to create more convenient browsing sessions for users, saving details such as login information, preferences, and settings, are automatically set to expire after a predefined duration. If you wish to remove cookies from your device, you can do so easily by adjusting your browser settings, as explained in the “Additional Resources” section below. This gives you full control over the cookies stored on your device.

For users in Switzerland, we provide information about cookies and similar technologies in accordance with applicable Swiss data protection and telecommunications requirements. Where legally required, we request consent before using non-essential cookies or similar technologies.

SkenderPay does not sell personal information. If we later use cookies or similar technologies for targeted advertising, cross-context behavioural advertising or other activities that may qualify as “sharing” under applicable US state privacy laws, we will provide the required opt-out mechanism.

If we make material changes to the way we use cookies, we may update this Cookie Notice, display a notice on our website, or request renewed consent where required by applicable law.

For questions about this Cookie Notice, please contact:

The following links explain how to access cookie settings in various browsers:

• Cookie settings in Google Chrome
• Cookie settings in Microsoft Edge
• Cookie settings in Firefox
• Cookie settings in Safari (OS X)
• Cookie settings in Safari (iOS)
• Cookie settings in Android